We work for the truck,not the carrier.
We are a broker, not a captive agent, so there is no single company's rates to defend. Your operation goes in front of a nationwide network of A+ rated carriers, they compete for it, and you get the coverage that fits how you run at the price the market will actually give.
- Nationwide carrier network
- Instant certificates
- In-house licensed agents
One submission goes to the whole network
A captive agent has one set of rates and has to make your truck fit them. We send the operation to every carrier that writes it and read back what comes in — before, during, and after the placement.
What we send
Your operation
- MC / DOT number
- Units and trailers
- Drivers and experience
- Radius and commodities
- Great American
- Cover Whale
- Canal Insurance
- Jencap
- RPS
- National Indemnity
- Progressive
Carriers quote back to one place — your agent — who lays them out side by side. Markets available vary by state, operation, and loss history.
What actually happens
Six stages, in the order you will meet them. No portal to learn, no application to decode, and the same agent at the end as at the beginning.
Start at stage one- 01
Send the basics
Your MC or DOT number, the units you run, who drives them, and where you run. One conversation, not a form maze.
- 02
A licensed agent reads the operation
Our in-house agents read radius, commodities, and loss history, then decide which markets are a real fit before anything goes out.
- 03
One submission reaches the whole network
It goes to our nationwide network of A+ rated carriers at once. You are not calling seven agencies and repeating yourself seven times.
- 04
The market comes back
Coverage and price land side by side, in minutes rather than days. You see what each carrier will and will not do, in plain language.
- 05
You bind, the certificate follows
Once you pick, the policy is bound and the certificate is requestable immediately — on your phone, at the dock.
Low down payments and payment assistance programs are available on most placements.
- 06
Your agent stays your agent
The same person handles mid-term changes, the certificate a broker needs by Friday, and next year's renewal shop.
Coverage lines we broker
- Truckers General Liability
- Physical Damage
- Motor Truck Cargo
- Non-Trucking Liability
- Hot Shot
- Amazon Coverage
- Workers Compensation
- UIIA
Coverage availability varies by location, policy, and business. Talk to a licensed agent about what applies in your state.
The agency, in plain facts
- Agency
- Highway Risk Advisor
- Model
- Independent broker — multi-carrier
- Home office
- 212 Prospect Ave, Hackensack, NJ 07601
- Phone
- (551) 217-8295
- info@highwayra.com
- Office hours
- Mon–Fri 9am–5pm · Sat–Sun by appointment
- States written
- All 50 states
Ready when you are
Have your MC or DOT number handy and we can start the shop on the same call.

